Loans and financing

There are a multitude of reasons for the companies to search financing. Usually, companies seek to finance their working capital or investments. Corporations need large financing and multiple uses of the financing structure, and, in their situation, they work with more complex financial arrangements, that can meet all their financial needs.

DIRECT FINANCING

The direct financing market is the main source of capital for our clients.
The main types of financing we use are:
Credit facilities with priority rank (guaranteed), credit facilities with secondary rank (unsecured), revolving, with amortization or accordion type facilities.
Thanks to our partners and excellent collaborations with bank financiers or investment funds, we have the possibility to mediate financing for companies that have a higher degree of indebtedness or that are in more complex situations.

SYNDICATED LOANS

Sometimes, due to the volume and complexity of the transaction, the intervention of several banks is necessary. The syndication operation involves the borrower concluding a single credit agreement with several lenders.
Our structure finance team sets up the operation, identifies potential financiers and negotiates the various forms of the operation.

MEZZANINE

Mezzanine financing is a source of capital that combines a loan component and an equity component. When companies have maximized their borrowing capacity and want to attract new capital, without affecting their degree of indebtedness, they usually have two options: capital increase or mezzanine financing. Structurally, mezzanine financing is conditioned on the priority loan, and should not be repaid before maturity. Mezzanine recapitalization is also an attractive alternative to direct business sales or capital increases, allowing shareholders to maintain decision-making and strategic control.

One-stop

One-stop financing helps you get a more flexible financing solution, that structures your financial statements in an optimal way for your growth and financial needs. Through such operations, the borrower has access to a package of financial solutions (financing, documentary credit, factoring, leasing, etc.) from a single financial partner. For corporations, one-stop solutions can be composed of: priority credit facilities, mezzanines, or capital market financing.

We structure the financing

We prepare and ground the documentation approving the requests

We prepare the financial model, as well as the analysis of financial and operational performance

We are preparing P&L, as well as the related financial projections

We prepare the budget and cash flow for refinancing, we identify new sources of financing and potential financiers

Need financing

COMPANY ACQUISITIONS

There are many alternatives for financing a purchase, depending on the objectives and situation of the buyer, and the financing structure may include a mix of financing sources. The most common alternative for financing a purchase includes: cash, bank or non-bank loan, mezzanine financing or leveraged buyouts.

GROWTH OF ACTIVITY

Each business aims at performance and expansion, therefore, the type and need for financing varies depending on the case. Many of the companies we work with, have approached us, because they have important growth and expansion objectives, and for this, they need financial facilities that can be used according to their specific needs. Because both expansion and growth can be achieved in different ways, implicitly the structure and type of financing can be very varied.

FINANCE PROJECT

It refers to any type of financing used in real estate developments, infrastructure or energy projects. Energy financing, including renewable energy, both in the distribution and production phase; Infrastructure financing through long-term loans (ports, bridges, tunnels, terminals, car parks).

REFINANCING

Refinancing can alleviate a company’s financial burden by obtaining better conditions, lower costs or a more acceptable duration of financing. This type of operation allows the borrower to redirect cash flow to other needs and can give flexibility to the company’s credit structure. For example, long-term refinancing through a senior facility may be an optimal solution for businesses that want to expand or want to improve their existing financing costs or conditions. A mezzanine refinancing, for example, can give flexibility to the loan structure, thus making the company ready to take advantage of shareholder acquisition opportunities.